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Protecting your income during unemployment.
Oct 31, 2008
Unemployment rates are rising with no relief in site for the next year or more. Here are some ways that you can protect your income in the event of a job loss and unemployment.
How Mobile Phones Help Make Your Life Easier
Oct 26, 2008
If there's one thing most people cannot live without nowadays, it's the mobile phone. More than computers and the internet, people are more dependent on mobile phones since they use them for instant mobile communication. With mobile phones, they can contact and close businesses with partners wherever they may be.
Myths & Common Misperceptions about Budgeting
Oct 21, 2008
Common myths and misconceptions may deter some from budgeting their money. Taking a closer look at budgeting allows you to see that it can benefit you tremendously.
Six Simple Ways to Make Kids Financially Savvy
Aug 25, 2008
One of the worst mistakes parents of today commit unwittingly is being liberal with money with their kids. This is partly because they want their children to have the best, and partly because they feel guilty that they do not spend enough time with them.
Financial Ratios in Sports
May 9, 2008
Financial statements both report on a firm's position at a point in time and on its operations over some past period.
Financial Ratios in Sports
May 9, 2008
Financial statements both report on a firm's position at a point in time and on its operations over some past period.
How To Let The College Student Loans Pay For Your Study?
May 9, 2008
Just because your credit score is less than stellar, that does not really mean that you will not be able to get college student loans. In fact, getting college student loans is moderately easy even if your credit history is bad.
How To Clear Your Debt Through Bankruptcy Student Loans?
May 9, 2008
If you want to file bankruptcy student loans, you need to prove that you are unable to pay off your student loan either according to repayment schedule, or in the coming years.
What So Good About Consolidating Your Student Loans?
May 9, 2008
By consolidating student loans into one account, you actually get a fresh loan. Parents and students can get the related loans information on the internet, and the terms are quite favorable for these people.
Is Filing For Bankruptcy The Only Hope To Becomeing Free of Debt?
May 9, 2008
It would be worth considering other options so that you can be sure that filing bankruptcy is your only last hope to becoming free of debt. This is very important because having negative credit ratings can severely impact your finances in the future.
A Great Benefit Of Financial Planning
May 9, 2008
Perhaps the first thing that comes into your mind when you think of your retirement life would be a comfortable stroll around a well-manicured lawn with your spouse or playing or enjoying your post-retirement life with your grand children and other dear ones. But this would remain just a dream if you do not plan your budget and finance effectively right from the beginning of your life.
Home Equity Loan - Your Alternate Source of Money!
May 9, 2008
Home equity loans are very much popular these days because not only it helps you in your financial problems it is also tax deductible and it has lower interest rates than any kind of loan. With a home equity loan, you can do whatever you want with the money unlike other types of loans wherein you are restricted to one area.
When is a Reverse Mortgage Right?
May 9, 2008
Since first offering reverse mortgages, I've often been asked, How do I/we know if a reverse mortgage is right for me/us? This is a question that has a different answer for different people
Common Use of Reverse Mortgage Funds
May 9, 2008
As I talk to borrowers and their families, I'm often asked what restrictions there are on the use of the funds from a reverse mortgage. The answer is simple, there are no requirements or restrictions on what you can do with your money
Differences Between Reverse Mortgage Programs
May 9, 2008
You've made the decision to get a reverse mortgage and now you talk to a bank or mortgage broker and the representative is telling you that you have a choice of the Government Home Equity Conversion Mortgage (HECM or Heck-um) or a Jumbo or Proprietary Program
Staying At Home with a Reverse Mortgage
May 9, 2008
I was asked to give a speech to a group in Boise, ID about how seniors can stay in their homes by using a reverse mortgage.
Can You Refinance Your Reverse Mortgage Loan
May 9, 2008
I received a call from the son and daughter of a senior borrower today and they wanted to know if their mother could refinance her reverse mortgage loan
Cash Flow Management of Debtors And Creditors In A Credit Crunch
May 9, 2008
Cash flow management is a critical of the financial control that every business must get right to survive. Debtors and creditors represent two major areas which business might address to ensure sufficient liquidity and working capital to survive the credit crunch and continue in business to generate profit.
2008 Economic and Investment Outlook
May 9, 2008
The decline in the value of existing homes is what will cause the 2008 recession and cause it to be the most severe recession since the early 1980s (although not all that bad by historical standards). The bulk of the average American's savings is in their home and their net worth is decreasing.
When is a Reverse Mortgage NOT Right?
May 9, 2008
I've seen them change lives and living situations for the better. But is there a time when a reverse mortgage is NOT right? Honestly, yes.
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